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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. The primary purpose of disability income insurance is to:

A) Pay any physicians' fees resulting from a disabling injury
B) Pay necessary hospital expenses when the insured is unable to work
C) Provide benefit payments for a period of time when the insured is unable to work
D) Provide indemnity for loss of life

2. All of the following services are covered under the Medicare Supplement preventive care benefit EXCEPT:

A) Hearing tests
B) Routine physical examinations
C) Outpatient prescription vitamins
D) Immunizations

3. In dental insurance coverage, which one of the following typically is EXCLUDED?

A) Preventive care
B) Root canal therapy
C) Dental X-rays
D) Treatment started prior to the eligibility date

4. All of the following factors may affect premium determination in individual life insurance EXCEPT:

A) Health
B) Age
C) Race
D) Occupation

5. The typical group disability income insurance policy EXCLUDES coverage for disability resulting from:

A) Injuries occurring in the home
B) Commercial airline crashes
C) Military service
D) Automobile accidents

Solutions: